Finnish Trust Network (FTN)

FTN is Finland's framework for strong electronic identification. The Finnish government set it up in 2017, it's supervised by Traficom, and it replaced the older TUPAS system that was phased out in 2019. It brings Finland's eIDs together so a service can reach them all through one integration.

Two kinds of eID sit under FTN: the bank IDs issued by Finnish banks (Nordea, OP, Danske Bank, Handelsbanken, Aktia, POP Bank, S-Bank, Säästöpankki, Ålandsbanken and Oma Säästöpankki) and Mobiilivarmenne, the SIM-based Mobile ID run by the Finnish telecom operators. Nearly every Finnish resident has a bank ID and uses it daily for banking, government services, healthcare and signing.

The user picks their bank or Mobiilivarmenne, is sent to that provider's own page, and authenticates with their normal online-banking credentials or Mobile ID PIN. FTN is recognised at eIDAS level substantial.

In eID Hub, FTN is the provider fiTupas and supports both identification (auth) and signing (sign). A completed transaction returns the user's Finnish personal identity code (HETU), name and date of birth.